Financial Decisions and the Integrations among Immigrants in Sweden

The project aims at deepening our understanding of the financial decisions made by immigrants in Sweden. The goal is to understand why immigrants have lower lifetime savings and what can be done to improve the situation. The high immigration levels in Sweden makes it increasingly important to investigate the savings behavior of immigrants, to guide economic and social policy with the purpose of improving the welfare and integration of immigrants. By using Swedish microdata the project investigates the importance of cultural factors, such as trust, and institutions to explain the financial decisions of immigrants.